To make improvements to the Federal banking laws, and for other purposes. — House Roll Call 271
Passed in the House on July 22, 2026 · 270 Yea, 155 Nay, 5 Not Voting
Question: On Passage: H R 6955 Main Street Act
Main Street Capital Access Act or the Main Street Act
This bill lessens and otherwise modifies banking regulations, including those regarding institution formation, supervision by federal financial regulators, and bank merger requirements.
Under the bill, new banks have a three-year phase-in period to meet certain capital requirements. The bill also reduces the leverage ratio for certain rural community banks.
Financial regulators must (1) tailor regulatory actions to limit burdens on financ…
Vote Breakdown by Party
Republican: 213 Yea, 1 Nay, 4 not voting/present.
Democrat: 56 Yea, 154 Nay, 2 not voting/present.
Independent: 1 Yea, 0 Nay.
Members Who Voted Against Their Party
Ami Bera (D-CA) voted Yea while most Democrats voted No.
Brendan Boyle (D-PA) voted Yea while most Democrats voted No.